Home Loan Interest Rates

LIST OF HOME LOAN INTEREST RATES OF VARIOUS BANKS (PRIVATE & NATIONALIZED) SBI IS HAVING LOWEST RATE OF INTEREST
Bank Name Floating Interest rate Per lac EMI Processing Fee Prepayment Charges
State Bank Of India 9.95% Rs.962 Up to 25 lacs : 0.125% of loan amount minimum Rs.1000/- Nil
25-75 lacs : Rs.3,250/-
75 & above : 5,000/-
ICICI Bank Scheme I :10.15%
(Fixed 1 yr)
Scheme I :Rs.975 (Fixed 1 yr) 0.50% of loan amount upto 1 crore N.A
Scheme II : 10.15%
(Fixed 2yrs)
Scheme II : Rs.975 (Fixed 2yrs)
Scheme III : 10.50%
(Fixed 3yrs)
Scheme III : Rs.998 (Fixed 3yrs)
then 10.15% then Rs.975
HDFC Ltd 10.15% Rs.975 0.5% or maximum 10,000+service tax (12.36%) No prepayment charges shall be payable for partial or full prepayments irrespective of the source
HSBC Bank 10.50% – 10.75% Rs.998 – Rs.1015 1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable Nil
LIC Housing Scheme I : 10.25%
(Fixed for 2 yrs)
Scheme I : Rs.982 (Fixed for 2 yrs) Up to 50 lacs : 10,000 +(Service tax) Nil
Scheme II : 10%
(Fixed for 3 yrs)
Scheme II : Rs.965 (Fixed for 3 yrs) 50 lacs & above : 15,000 +(service tax)
Scheme III : 10.75%
(Fixed for 10 yrs)
Scheme III : Rs.1015 (Fixed for 10 yrs)
AXIS Bank 10.25% (Upto 25 Lacs),
then 10.50%
Rs.982 (Upto 25 Lacs), then Rs.998 1% of the Loan Amount Nil
IDBI 10.25% Rs.982 Up to .50%of loan amount If Balance Transfer then 2% Otherwise Nil
(Rs 2500 to be collected at login and balance at the time of sanction )
PNB Housing Finance 10.50% (For Salaried/SEP), 11% (SENP) Rs.998 (For Salaried/SEP), Rs.1032 (SENP) 0.50% NIL
ING Vysya 10.75% Rs.1015 0.5% of the loan amount NIL
Standard Chartered 9.99% (Upto 25Lacs),
then 10.15%-10.25%
Rs.964 (Upto 25Lacs), then Rs.975 – Rs.982 Rs.7500/- + Service tax NIL
Citibank 9.75% – 10.25% (Upto 25Lacs), then 10% – 10.50% Rs.948 – Rs.982 (Upto 25Lacs), then Rs.965 – Rs.998 0.25% or 5,000 + 12.36%( service tax) NIL
Deutsche Bank 10.50% Rs.998 12000 + Service Tax Nil
DHFL 10.75% Rs.1015 1% for Salaried & 1.5% for SENP NIL
India Bulls 10.15% (Upto 25Lacs),
then 10.75%
Rs.975 (Upto 25Lacs), then Rs.1015 Up to 30 lacs 5,000+12.36%(Service tax) NIL
30 lacs & above : 15,000+12.36%(Service tax)
Federal Bank 10.25% Rs.982 7,000 + Service Tax N.A
Allahabad Bank 10.20% (Upto 25Lacs),
then 10.45%
Rs.978 (Upto 25Lacs), then Rs.995 0.50% of loan amount, Maximum Rs. 10,000/- NIL
Bank of Maharastra 10.30% (Upto 25lacs),
then 10.50%
Rs.985 (Upto 25lacs), then Rs.998 0.50% (Max. Rs. 50,000/-) Nil
Central Bank of India 10.25% Rs.982 0.50% of the loan amount subject to maximum of Rs.20,000/- Nil
Corporation Bank 10.25% Rs.982 0.50% of Loan amount (Max.Rs.50,000/-) NIL
Bank of India 10% Rs.965 0.25% of loan amount. Min.Rs.1,000 and Max. Rs.20,000 Nil
Union Bank of India 10% Rs,965 Processing charges are 0.50% of the loan amount subject to maximum of Rs. 15,000 NIL
United Bank of India 10.75% (upto 25 lacs)
then 10.55%
Rs.1015 (upto 25 lacs) then Rs.1002 0.50% of the loan amount N.A
UCO Bank 10.20% Rs.978 0.5% of the loan amount, minimum Rs.1500/- & maximum Rs. 15000/- NIL
Bank of Baroda 10.25% Rs.982 Loan upto Rs.30 Lacs – 0.50% (Minimum Rs.5,000/-) N.A.
Above 30 Lacs – 0.40% (Min. Rs.15,000/- & Max. Rs.50,000/-)
Canara Bank 9.95% Rs.962
Oriental Bank of Commerce 10.25% Rs.982 0.50% of the loan amount, subject to maximum of Rs. 20000/- plus service tax NIL
Kotak Bank 10.75% Rs.1015 0.25% – 0.5% 2% on Balance transfer else NIL
Dena Bank 10.25% Rs.982 0.50% of sanctioned limit N.A
Punjab National Bank 10.25% Rs.982
First Blue Home Finance 10.25% (for Salaried / SEP), 10.75% (For Self Employed) (Upto 25Lacs), Then 10.75% (for Salaried / SEP), 11.25% (For Self Employed) Rs.982 (for Salaried / SEP), Rs.1015 (For Self Employed) Salaried: Up to 30 lacs :7300 Nil
30 – 75 lacs : 11800
75 lacs & above : 15,000 + service tax(12.36%)
Vijaya Bank 10.50% Rs.998 0.25% of loan amount. Maximum Rs.10000. Exclusive of Service Tax N.A
Syndicate Bank 10.25% Rs.982 upto Rs.25 lacs - 0.25% (Min Rs 1000 – Max Rs 5000) N.A
26 lacs to 75 lacs - 0.55% (Max.Rs.500/-)
above Rs.75 lacs - 0.55% (Max Rs.10000/-)
Indian Overseas Bank 10.25% Rs.982 A flat rate of 0.58% of the loan amount- maximum of Rs. 10,190/- There is no hidden charge. This is subject to change from time to time without prior intimation. N.A
Reliance 11.50% – 11.75% Rs.1066 – Rs.1084 0.75% of loan amount NIL
Development Credit Bank 11.50% Rs.1066 1% Nil
State Bank of Travancore 10.25%-10.50% Rs.982 – Rs.998 Processing fees stands reduced by50% of normal charges during the campaign period NIL
Tata capital Housing Finance ltd 10.75% Rs.1015 0.5 to 1% off the loan amount. N.A
Dhanalakshmi Bank Scheme I: 11.50%
(Fixed for 1 yr), Then 12%
Scheme I: Rs.1066 (Fixed for 1 yr), Then Rs.1101 1% + service tax N.A
Scheme II: 12% Scheme II: Rs.1101
Indian Bank 10.20% Rs.978 Nil Nil